Objectives

The socially responsible or ethical aspect of investing is becoming ever more important in the eyes of investors. While primarily concerned with the performance of their investments, the purpose and use of their funds has now become an ever more important consideration.

Microfinance offers an answer to this concern and is now recognised as an effective tool in combating poverty around the world. By investing their resources in microfinance institutions or other microfinance investment vehicles, investors offer individuals who have no access to bank loans the chance to start out in a trade and shape their own courses in order that they and their families can live.

The performance being achieved by microfinance institutions and other microfinance investment vehicles now provides the opportunity to combine social investment with a worthwhile return.

Microfinance is directed toward working people and therefore - indirectly - toward their families as well. But Finethic has a second programme in place designed to reach the most disadvantaged of people (as well their children) who, particularly for health reasons, are unable to ply their own trades.

Finethic therefore has two branches: one concerned with microfinance products, and the other, the foundation, the recipient of all management fees received for the fund’s management.